CRITICAL ILLNESS

Not to be confused with Terminal Illness; which is often included in Term Assurance, critical illness insurance covers against potentially long-term, but not specifically terminal, illness.

Included in this category for example could be Blindness or Deafness.

The list of defined critical illnesses is substantial and covers long term illness as a result of Heart attack, Cancer, certain categories of HIV/AIDS, MS, Parkinsons and much more.